May 12, 2008
WHY CHOOSE ACAIT'S PROFESSIONAL LIABILITY INSURANCE PROGRAM?

The ACA Insurance Trust, Inc. (ACAIT) has partnered with Healthcare Providers Service Organization (HPSO) to offer a professional liability insurance that provides broad coverage, whether you work with families, individuals, or in difficult areas, such as counseling sex offenders.

This program, available through HPSO, is administered by Affinity Insurance Services, Inc., a member of Aon Services Group, and underwritten by the American Casualty Company of Reading, PA a CNA Company. CNA is rated "A" (Excellent) by the A.M. Best Company, the leading independent insurance analyst. This rating is your assurance of CNA's financial stability and sound operating performance.

OCCURRENCE COVERAGE

HPSO's professional liability insurance policy protects you for claims that may be reported in the future, even after you have stopped practicing, as long as the policy was in force at the time of the alleged incident.

LEGAL FEES PAID - WIN OR LOSE

Coverage through HPSO will defend your interest first and foremost. An attorney will be provided to represent you personally, when we find it necessary. Legal fees will be paid for covered claims, in addition to your liability limits - WIN or LOSE.

ACCESS TO RISK MANAGEMENT ASSISTANCE

ACAIT's Helpline offers you an opportunity to discuss the circumstances surrounding a potential claim, get advice, and reduce the possibility of a lawsuit. The Helpline is staffed with attorneys who have extensive experience in the mental health field and can provide the information you need to protect and help you. Membership in the American Counseling Association www.Counseling.org is required.

STABILITY

ACAIT's thirty years of experience dealing with professional liability bring strength and stability to our insurance programs for counseling and human development professionals.

EXPERIENCED PROFESSIONALS

ACAIT and HPSO staff are made up of experienced insurance professionals who will respond to your concerns in a prompt and knowledgeable manner. They are available by phone or email during regular business hours.


Please call ACAIT for an application (1-800-347-6647 extension 284)
Or apply online at www.hpso.com


Professional Liability Insurance For:
In partnership with ACA.