Helpful Articles:
- Know What Your Getting - Counselors, medical doctors, psychologists and insurance agents are usually offered insurance on a “claims made basis.” Counselors need professional liability coverage in their practice need should be aware of the difference between a “claims made” and an “occurrence” policy. >>>
- Improved Technology Aids Customer Service - Need proof of insurance fast? Want to know what professional liability insurance will cost you? It is common for an applicant for professional liability insurance to need proof of insurance to fulfill a requirement of a contract, a new job, or for students beginning practicum experience. >>>
- The Importance of 24/7 Liability Protection - On occasion counselors give advice or deal with life issues in informal settings, such as at a reception or party, or even community events such as a PTA meeting. As long as you hold a professional designation and/or license, you may be held responsible for direction you’ve given, even in such informal settings. Does your employer provided insurance cover such occasions? >>>
- Counseling Students - ACA Insurance Trust, Inc. (ACAIT) has always arranged to have insurance coverage available for students. There are several reasons for having a student program. The most obvious is that the school requires its students to carry professional liability insurance. >>>
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Managing General Agency - An Insurance office that solicits, negotiates or effects contracts of insurance on behalf of an insurer. The agency has the right to exercise various functions, authority, and obligations. The obligations of the insurer to the agency are subject to the terms of the agency contract with the insurer, to statutory law, and to common law.
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